Permissionless lending pools for any token. Creating a pool costs nothing — the protocol takes 2.5% of borrower interest, less than anyone else charges. You sign from your own wallet and pay your own gas; we run nothing.
| Chain | Pool creation | Protocol cut |
|---|
The shared factory on each chain is deployed once by the protocol — pool creators never deploy anything themselves. The 2.5% is taken from borrower interest only — lenders and borrowers never pay to open a pool. The recipient is a hardcoded constant; there is no admin key.
All contracts are open source: github.com/ShitcoinBTC/shitcoin-lending — compiled with Solidity 0.8.24, unit-tested per chain (64/64 green). Solana program: native Rust.